What's the Best Way to Try to Negotiate and Settle a Warrant in Debt? Do you want to  avoid garnishment  (and avoid bankruptcy) by...

Abe had been paying Five Lakes for about a year when he came to see me. Abe is making $113,000, which seems like a lot, but his wife is...

Liz was shocked when she got a warrant in debt on her $2680 Victoria's Secret account. Liz had been trying to settle her debts. She was...

Linda Pays Mariner $6113 through Beyond Finance. Then She Gets Garnished Linda Cash (not her real name) wanted to clear her debts without...

Consumer Finance Protection Bureau Announces They Don’t Chase Underground Debt Collectors “We are unable to send your complaint to the...

Told a Widow this Week, She’ll Lose her House because of COVID and Business Debts I had a heart-breaking call this week with a widow, who...

Why You Should (Sometimes) Before Bankruptcy Ask for Arbitration The fine print in your credit card agreement likely gives you–and the...

A $3500 loan at 29% grows to a $11,000 judgment and then a $45,000 garnishment. A $3500 loan at 29% interest grows to a $45,000...

If you are filing bankruptcy, Get Your Money Out of Wells Fargo. People filing bankruptcy get kicked when they are down, if they bank  at...

The Big Bailout Helps If You have to Skip Chapter 13 Payments The big bailout law, just passed, includes some slack for people in Chapter...

The Federal Government is Pausing Foreclosures on Mortgages They Control. Last week the Federal Housing Finance Agency announced a 60 day...

Here’s our fee agreement for Chapter 13 in the Alexandria VA  Bankruptcy Court. Chapter 13 fee agreement

In the last few months, OneMain has been contacting me about reaffirmation negotiation on car loans. That took me by surprise. With the...

Chuck borrowed $3,000 from a loan company is 2002. At 36% interest, an unpaid debt doubles every two years. In 2004, he got a warrant in...

Right After Bankruptcy, Carla Signed on a Car Loan and She’s Probably Gonna Lose Her House I tell people please please please, do not get...

After bankruptcy credit card offers come faster than you think Have you heard the lie? The lie that filing filing bankruptcy means seven...

New Law Helps Disabled Veterans in Chapter 13 Plans Disabled veterans facing bankruptcy, got a big boost yesterday when the HAVEN Act...

Bankruptcy Alternative: Just Don’t Pay Some people want or need an alternative to Chapter 7 bankruptcy. Meet Henry Hudson and his wife...

“What was that? Law and Order?” Today I was at the bankruptcy court asking the Judge to approve two credit card reaffirmations. One for a...

I just finished a survey of people who filed bankruptcy with me three years ago. Here’s one big thing I found out: credit scores three...