Abe had been paying Five Lakes for about a year when he came to see me. Abe is making $113,000, which seems like a lot, but his wife is...

Liz was shocked when she got a warrant in debt on her $2680 Victoria's Secret account. Liz had been trying to settle her debts. She was...

Linda Pays Mariner $6113 through Beyond Finance. Then She Gets Garnished Linda Cash (not her real name) wanted to clear her debts without...

Consumer Finance Protection Bureau Announces They Don’t Chase Underground Debt Collectors “We are unable to send your complaint to the...

Told a Widow this Week, She’ll Lose her House because of COVID and Business Debts I had a heart-breaking call this week with a widow, who...

Why You Should (Sometimes) Before Bankruptcy Ask for Arbitration The fine print in your credit card agreement likely gives you–and the...

A $3500 loan at 29% grows to a $11,000 judgment and then a $45,000 garnishment. A $3500 loan at 29% interest grows to a $45,000...

In Chapter 13, Don’t Bounce Your Checks! Please don’t bounce your checks, when paying the Chapter 13 Trustee. At least here in Northern...

IRS Means Never Having to Say….Anything The IRS is not like most creditors. (Your probably knew that.)  The IRS in bankruptcy is not like...

If you are filing bankruptcy, Get Your Money Out of Wells Fargo. People filing bankruptcy get kicked when they are down, if they bank  at...

…But the Car Still Has to Pay. When you file Chapter 7 bankruptcy, that means you don’t have to make the car payments. But that does not...

The Big Bailout Helps If You have to Skip Chapter 13 Payments The big bailout law, just passed, includes some slack for people in Chapter...

The Bankruptcy Court is Alexandria is Postponing the Trustee Hearings. Because of the corona virus, bankruptcy hearings in Alexandria VA...

The Federal Government is Pausing Foreclosures on Mortgages They Control. Last week the Federal Housing Finance Agency announced a 60 day...

Here’s our fee agreement for Chapter 13 in the Alexandria VA  Bankruptcy Court. Chapter 13 fee agreement

In the last few months, OneMain has been contacting me about reaffirmation negotiation on car loans. That took me by surprise. With the...

Chuck borrowed $3,000 from a loan company is 2002. At 36% interest, an unpaid debt doubles every two years. In 2004, he got a warrant in...

Right After Bankruptcy, Carla Signed on a Car Loan and She’s Probably Gonna Lose Her House I tell people please please please, do not get...

How Chapter 7 Real Estate Sales Benefit Insiders Randa filed Chapter 13 bankruptcy in March 2019. She was hoping to be able to save the...

After bankruptcy credit card offers come faster than you think Have you heard the lie? The lie that filing filing bankruptcy means seven...