Before the housing crisis, I warned all my Chapter 7 bankruptcy clients, “make sure you are current on your house the day we file your...

Before bankruptcy, I like to meet with you and go over your credit report.    The credit report I like best is at...

This time of year, you need to be very careful about filing bankruptcy in Virginia if you get big tax refunds.  Why? Virginia law has a...

As a Virginia Bankruptcy lawyer, I often tell my clients to “change banks.” Why? If you have been hit with and ignored a warrant in...

Do I need to file bankruptcy after foreclosure? For some people, the answer is obvious.  If there was a second mortgage on...

Donald Trump isn’t embarrassed and he’s worth $2.7 billion. Donald Trump’s casinos, Trump Entertainment Resorts, emerged from Chapter 11...

After talking with a lady yesterday, we’ll call her Jerri, I went to the website of Greenshield Financial Services. Here’s what they say...

Suppose, when you are filing bankruptcy in Virginia, you have too much cash.  You can turn it over to the bankruptcy court to divide...

Bankruptcy should be a last resort.    Most people want to look at all the alternatives before they file bankruptcy.  That makes some...

Got an email this morning from Bill and Brenda (not their real names) letting me know they had gotten approved for their mortgage loan...

Eighty years ago today, June 16, 1930, Will Rogers‘ most famous quote first appeared in print.  “I never met a man I didn’t like.”...

As a bankruptcy lawyer,  I see a lot of people who have been knocked down by life.  Filing bankruptcy can get you back on your feet...

Before you file bankruptcy, once you have a lawyer, you should tell your creditors when they call, “call my bankruptcy lawyer.”  The law...

Debt collector and debt buyer Midland Credit Management pays an average of less than five cents for each dollar of debt they buy. That...

Many people keep hoping they can avoid filing bankruptcy in Virginia, until they get a garnishment.   If filing bankruptcy is a last...

Maureen O’Malley, a leading bankruptcy lawyer in Herndon, Va,  sent me this credit card disclosure.  It shows it will take $1.1 million...

One of my bankruptcy clients from 2007  stopped me in the grocery store just now, as a I was out buying lunch. He just wanted to tell me...

Attorney Leigh Faugust and I just got back from the annual convention of the National Association of Consumer Bankruptcy Attorneys.  We...

Last month, Navy Federal emptied out the savings account where 14 year old Tammy (not her real name) saved the money she made baby...

Someone came to me today and we are filing her bankruptcy tomorrow–we hope to save her security clearance and her job. This lady...