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“Just Don’t Pay” as an Alternative to Bankruptcy
Bankruptcy Alternative: Just Don’t Pay Some people want or need an alternative to Chapter 7 bankruptcy. Meet Henry Hudson and his wife...
Robert Weed
Aug 3, 20193 min read


Filing Bankruptcy and Keeping Your Car with Your Credit Union
The Small Print Says Your Credit Union Can Repossess Your Car If You Are Late on Your Credit Cards. When you get a car loan from a credit...
Robert Weed
May 14, 20163 min read


Can they put a lien on a house I bought after the bankruptcy?
Did you put off filing bankruptcy until after somebody got a judgment against you? Pre-bankruptcy judgments are liens on property you own...
Robert Weed
Mar 30, 20133 min read


After Bankruptcy: What If I Win the Lottery
People often ask me, what happens after bankruptcy if I . . . Get a big raise… Start a business… Get a big tax refund in future years…...
Robert Weed
Jun 27, 20124 min read


Do I need to file business bankruptcy?
Do I need to file business bankruptcy? A lot of people who think they need to file business bankruptcy really don’t. They often need to...
Robert Weed
Oct 26, 20114 min read


Bankruptcy and bank statements
Bankruptcy and bank statements Planning to file bankruptcy? You will need to round up bank statements. You’ll need them at...
Robert Weed
Oct 4, 20115 min read


Bankruptcy means test: Watch out for January 2012!
Your bankruptcy means test may be too high if you file your bankruptcy case in January 2012. People with bi-weekly paychecks get 26...
Robert Weed
Sep 15, 20112 min read


Bankruptcy and security clearance, and defense cutbacks.
Defense cutbacks are now certain. (At least as certain as anything is in this world.) Lots of people whose jobs seem safe now will soon...
Robert Weed
Aug 7, 20114 min read


Chapter 13 bankruptcy and your credit report
I don’t like Chapter 13 bankruptcy. One reason is this. Your credit so much much worse than if you filed a Chapter 7 bankruptcy. I don’t...
Robert Weed
Jun 13, 20114 min read


Before bankruptcy: Can I go to jail if I ignore this summons?
Around 100,000 people a year get arrested because they owe unpaid bills and ignore a court paper. Does this happen in Virginia. Yes!...
Robert Weed
Mar 26, 20113 min read


Bankruptcy can discharge some old income taxes.
People often ask me if there are any taxes that bankruptcy can help with. Here’s the rule. You can discharge income taxes if they were...
Robert Weed
Mar 22, 20113 min read


After bankruptcy: Debt collector NCC tries a scam
Cindy (not her real name) filed bankruptcy with me back in 2001. She called last week, upset. A debt collector, Nationwide Credit...
Robert Weed
Feb 27, 20112 min read


Bankruptcy is better on your job resume than bad debt
A bankruptcy client sent me a wonderful email yesterday. “I can finally see light to get on with my life.” Why? “I got the job!” Bad...
Robert Weed
Feb 17, 20112 min read
To get a HAMP modification, does bankruptcy help?
To get a HAMP loan modification, some people need to file bankruptcy first. I’m a Virginia bankruptcy lawyer. Usually, I urge people to...
Robert Weed
Feb 14, 20112 min read


Bankruptcy discharge or "charge off?" What’s the difference?
Discharge? Charge-off? The two words look a lot alike. Do they mean the same thing? Nope. Discharge is a magic word. A legal word,...
Robert Weed
Feb 11, 20113 min read


After bankruptcy: worried about your tenants?
Lots of people I see filing bankruptcy are landlords. They’re not people who wanted to be landlords. I’m talking about people who are...
Robert Weed
Feb 6, 20112 min read


Before bankruptcy: Virginia law is fast track for foreclosure
Many people file bankruptcy right before foreclosure. Sometimes the timing of the bankruptcy is to get more time to get a loan...
Robert Weed
Feb 6, 20112 min read


Before bankruptcy: "Can debt collectors call my neighbors?"
I’m a Virginia Bankruptcy Lawyer. I talk to a lot of people in financial trouble. I talk to a lot who are harassed by debt collectors....
Robert Weed
Feb 6, 20112 min read


Bankruptcy Means Test: "I spent $95 at CVS."
Cough medicine, pain relievers and all over-the- counter meds count for you in the bankruptcy means test. Make sure you count them....
Robert Weed
Jan 16, 20113 min read


Chapter 13 bankruptcy: Why it’s picked by only 5% of my clients
Chapter 13 is selected by less than 5% of my Virginia bankruptcy clients. For other people filing bankruptcy in Northern Virginia, it’s...
Robert Weed
Jan 2, 20112 min read
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