Fifteen years later, Lilly is still getting garnished! Lilly came to see me in my Sterling office last Friday.  When she was much...

U S Senate Votes to Override Bill of Rights Last night, the United States Senate blocked an effort to restore a neglected part of...

Jim gets 3.25% after bankruptcy car loan Just got an email from Jim, who filed Chapter 7 bankruptcy with me in 2015.  His case was...

CFPB Knocks Out Another Scam Yesterday, the Consumer Finance Protection Bureau put another credit repair outfit out of business. This was...

Bankruptcy and Gumption Most people come to talk to me about bankruptcy have been putting it off for years. People want to protect their...

Supreme Court Knocks a Hole in the Fair Debt Collection Practices Act On June 12, 2017, the Supreme Court knocked a hole in consumers’...

After Bankruptcy: Tammy Gets A Car Loan at 4.48% The same week that her bankruptcy was discharged, Tammy got a car loan at 4.48%. Now I...

After Bankruptcy Mistakes: Navy Fed does the Right Thing; Wells Fargo Makes More Excuses. Everybody makes mistakes. Banks do, too. When...

Holly Gets Hired After Bankruptcy and Gets a New Company Credit Card Holly was at the end of her rope. She’d been out of work for two...

Can I Cancel the Homeowners Insurance—I’m Moving Out Are you giving up your house as part of your bankruptcy? If you are, can you cancel...

Why do debt collectors keep calling me at work after I tell them to stop? The Fair Debt Collection Practices Act protects you from debt...

Chapter 7 Bankruptcy: Best Plan or Best Guess? Donnell’s Chapter 7 bankruptcy got discharged this month. We have about 30 to 40...

Why Filing Bankruptcy Stops Payroll Garnishment: Virginia Law, Virginia Form I’m surprised a couple times each month by Virginia...

Fast Track Debt Relief Violates Virginia Consumer Protection Law I’m a bankruptcy lawyer, in Woodbridge Virginia. I see a lot of people...

Bankruptcy is The Best Credit Repair for Most People Is bad credit costing you thousands of dollars every year?  It is, if you are paying...

Keep the Car In Chapter 7 Bankruptcy: What Are your Choices? When you file Chapter 7 bankruptcy, you are “in the drivers seat” with some...

The Small Print Says Your Credit Union Can Repossess Your Car If You Are Late on Your Credit Cards. When you get a car loan from a credit...

Alice Gets After Bankruptcy Car Loan at 4.76% Less than a year after bankruptcy, Alice got approved for a 4.76% loan on a Nissan Versa....

Terrance was standing outside my door when I unlocked, Friday last week. Terrance filed Chapter 7 bankruptcy with me, January 2013.  I...

Chapter 13 in Virginia–A New Nightmare The Bankruptcy Judge in Norfolk just made chapter 13 in Virginia even more dangerous.  And last...