Just now got a call from Lester (not his real name) who filed Chapter 7 bankruptcy with me in July 2008. It was discharged in November...

Cindy (not her real name) filed bankruptcy with me back in 2001.   She called last week, upset.  A debt collector, Nationwide Credit...

To get a HAMP loan modification, some people need to file bankruptcy first. I’m a Virginia bankruptcy lawyer. Usually, I urge people to...

Lots of people I see filing bankruptcy are landlords. They’re not people who wanted to be landlords.  I’m talking about people who are...

After bankruptcy discharge: Getting back to good credit About two months and two weeks after your bankruptcy trustee hearing, you should...

On your after-bankruptcy credit report, your mortgage is the account most likely to be wrong.  What the mortgage companies do is far...

You won’t get that clear field for the future if your after bankruptcy credit report isn’t right.  If one of your debts is HSBC, your...

Here are two forms that you might need after your bankruptcy.     One to ask your bank to keep billing you for your car loan and one for...

After your hearing with the bankruptcy trustee–called the “meeting of creditors”–here are two things you need to know.  Pay the car...

Beth Ann (not her real name) asked me to be her Virginia bankruptcy lawyer in December, 2008.   She was self employed, a single mom, with...

Yesterday the mortgage giant Fannie Mae, now owned the the federal taxpayers, announced a new policy on qualifying for a new mortage,...

Got an email this morning from Bill and Brenda (not their real names) letting me know they had gotten approved for their mortgage loan...

For most people facing the prospect of filing for bankruptcy, it seems that nothing is more stressful than getting behind on your debts....

One of my bankruptcy clients from 2007  stopped me in the grocery store just now, as a I was out buying lunch. He just wanted to tell me...

If you buy furniture, appliances or jewelry on store credit, they have a right to get it back after your bankruptcy is over.  (Unless you...

Some people file bankruptcy just before the foreclosure .    They have given up trying to keep the house–just can’t afford it.  They want...

<h2>Your credit report after bankruptcy</h2> Getting back to good credit is one of the three big reasons to file Chapter 7 bankruptcy.  ...